Easy Way Financing Limited offers personal loans with low interest rates and a simplified repayment structure to customers.

Easy Way Financing Limited offers a comprehensive range of financial services designed to help individuals and businesses achieve their financial goals. Our core services include Personal Loans, Business Loans, Quick Cash Loans, Mutual Funds, Portfolio Management, and Fixed Income investments. Each service is tailored to meet the unique needs of our clients, ensuring personalized and effective financial solutions.

• You should be between 22 and 75 years.

• Be employed (for at least 6 months) and get paid into your bank account.

• Have a good credit history.

• You must have a verifiable monthly income.

• You must have a pension account.

We offer a variety of Personal Loans to meet different financial needs, including loans for debt consolidation, home improvements, medical expenses, major purchases, and more. Our Personal Loans come with flexible terms, competitive interest rates, and a simple application process to ensure you get the financial support you need.

All documents are to be submitted online or through our email contact@esywayfinance.com.

Kindly contact us through our email contact@esywayfinance.com, and your question(s) will be answered.

Yes, Easy Way Financing Limited provides Business Loans designed to support various business needs such as expansion, equipment purchase, cash flow management, and project financing. To apply, you will need to provide essential business information, including financial statements, business plans, and proof of income. Our team will work with you to tailor a loan solution that fits your business objectives.

The default penalty is 1% on instalment amount for each day of default. If the default passes 30 days, more stringent measures may be applied which may include:

• Reporting defaulter to his/her employer

• Reporting defaulter to Credit Bureau

A top up is returning/increasing the balances on an existing loan facility. The existing facility will be liquidated to process a new loan, as you cannot have two loans running simultaneously. The amount of money receivable (the difference between the New Principal and Unpaid Principal on the Existing Loan) will be communicated and disbursed into your account of choice.

No. You can only access one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

Yes, your application maybe subject to a credit check before approval. We look at your credit score, employment history, spending patterns and other factors that will show a clearer picture of your credit-worthiness and will provide you with an instant answer online.

No, your application can be made online via our secure portal. After the application has been made, you will receive a mail from us confirming receipt of your application.

• Letter of Employment or company registration certificate

• Bank statement for the last 6 months.

• You must have a good credit history.

• One recent passport photograph

• International passport or Identification card

Yes, you can pay down/liquidate your existing facility at any time. The liquidation amount consists of your outstanding principal, outstanding management fee and interest accrued to date of liquidation.

• Bank transfer.

• Crypto transfer.